Maintenance & Repairs
Upkeep, vendors, and keeping a home in shape.
What to Do If Owners Dispute HOA Election Results (2024)
30% or more of ballots challenged can trigger a mandatory recount under many state HOA statutes, so document everything before you respond.
What Percentage of HOA Dues Should Go to Reserves?
Most reserve specialists recommend allocating 25-40% of HOA dues to reserves, though state laws and building age can push that number higher.
What Paperwork to Save When You Buy a House (Full Checklist)
Save your closing disclosure, title policy, inspection report, and warranty documents for at least 7 years, since three of these directly affect your tax basis.
What It Really Costs to Turn Your House Into a Rental (2026)
Converting a house into a rental in 2026 typically costs $3,000 to $15,000 before the first tenant moves in, depending on age and condition.
What Is Form 1099-S and When Will You Receive One?
Form 1099-S reports the gross proceeds from a real estate sale to the IRS, and closing agents must mail it to sellers by January 31 the year after closing.
What Is an Escalation Clause? When to Use One (2024 Guide)
An escalation clause automatically raises your offer by a set increment, often $1,000 to $5,000, above the highest competing bid up to a cap you set.
What Is a Title Search and Why Can It Delay Your Closing?
A title search usually takes 10-14 business days, and unresolved liens, unpaid taxes, or heir disputes are the top reasons closings get pushed back.
HOA Records Owners Can't See: 7 Exceptions Explained
Most state HOA laws exempt attorney-client files, personnel records, and pending litigation documents from an owner's right to inspect.
What Happens If a Buyer Backs Out After Signing? (2024)
In most states a buyer who backs out after signing without a valid contingency forfeits their earnest money, often 1-3% of the sale price.
What Happens If You Build Without ARC Approval? (2024)
HOA fines for unapproved construction can hit $100 a day, and boards can legally force removal of a deck, fence, or shed within 30 days.
What Does It Cost to Sell a House in 2026? Full Breakdown
Selling a $400,000 house in 2026 typically costs $32,000 to $48,000 once you count agent fees, repairs, closing costs, and staging.
What Does an HOA Board Member Actually Do? A Plain Guide
Most HOA board members serve unpaid 1-2 year terms and spend 5-10 hours a month on budgets, maintenance calls, and rule enforcement.
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